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Lourdes, 22, is single and lives in an urban community in the municipality of Santa Bárbara, which is in the department of Santa Bárbara.

Lourdes worked hard to get her high school education. Six months ago, she decided to start up a grocery store business where she sells corn, beans, rice, sugar, instant soups, meat and cleaning products.

She decided to request a loan for 15,000 Honduran lempiras so that she could stock up her store with more products. She plans to use the loan to buy dairy products, condiments, sausages, snacks and beverages.

Lourdes thinks that if she can stock up her store, she will have an opportunity to increase her sales and earnings.

In the future, Lourdes wants to expand her business and use the profits to complete a university degree.
View original language description ↓
La joven Lourdes tiene 22 años de edad, es soltera, reside en una comunidad urbana del municipio Santa Bárbara, Departamento de Santa Bárbara.
Lourdes se ha esforzado por estudiar su educación secundaria, hace 6 meses decidió establecer su negocio de pulpería donde vende maíz, frijoles y arroz, azúcar, sopas instantáneas, carnes y productos de limpieza.
Con el propósito de surtir mas su negocio, ha decidido solicitar un préstamo por la cantidad 15,000 Lempiras, los que piensa utilizar en la compra de lácteos, condimentos, embutidos, golosinas y refrescos.
Lourdes piensa que al tener surtido su negocio tendrá más oportunidades de aumentar sus ventas y sus ganancias.
A futuro quiere ampliar su negocio y con las utilidades lograr completar su carrera universitaria.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 35
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Lourdes to buy dairy products, staple consumer goods such as grains, snacks, common medications, and personal and household cleaning products.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 9, 2012
Currency Exchange Loss:
Jan 17, 2014