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Jose Estevan
Estevan is an exemplary person who has dedicated many years to the teaching profession; and he is currently the municipal delegate of the Ministry of Education for the village of León. He is single and lives with and cares for his elderly mother.

One of Estevan's needs is to improve the living conditions of his home since it is in disrepair, and in the winter the need becomes even more apparent. So he has decided to begin construction work and is requesting a loan through Ceprodel to buy construction materials such as corrugated metal, beams, pipes, cement, sand, welding rod and hire workers.

He plans to start renovation by repairing the roof and walls for more safety in the home. This project will give his family better living conditions.
View original language description ↓
El señor Estevan es una persona ejemplar por muchos años se dedico al magisterio como vocación impartiendo el pan de la enseñanza, actualmente es el delegado municipal del ministerio de educación de un poblado de león, es soltero vive con su mama una señora de edad avanzada, al que tiene el cuidado de su salud.

Una de las necesidades que presenta el señor Estevan es de mejorar las condiciones de su vivienda debido a que ha estado en mal estado y en época de invierno se nota más la necesidad antes planteada, es por eso que tomo la decisión de iniciar la obra de mejora, por tal razón solicita a Ceprodel un crédito para la compra de materiales de construcción como zinc, perlin, tubos, cemento, arena, varilla de soldar y mano de obra.

Para iniciar la mejora de la vivienda en la reparación del techo y Pared para mejor seguridad de la vivienda, por medio de esta obra brindara mejores condiciones a su familia.

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 30
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $675 helped Jose Estevan to buy corrugated metal, beams, pipes, cement, sand, welding rods and hire workers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 17, 2013