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Ermelinda, 40, is married and has two children. She lives in a village in Tela, Atlántida. She started her own home-based grocery store two years ago. She sells basic staples that are consumed daily like rice, beans, sugar, salt, bread, lard, canned gods, pills, vegetables, flour, condiments, meats, dairy products and others. She already has a well-established clientele in her neighborhood. She’s asking for her third ODEF loan for 10,000 Lempiras to stock her store with food items like meats, dairy products, rice, beans, flour, vegetables, sugar, condiments and lard. She will increase sales and income with this investment. Her goal is to make the business grow and to support her children’s schooling.
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Ermelinda tiene 40 años de edad, casada, tiene dos hijos y vive en una aldea del municipio de Tela, Atlántida. Hace dos años que estableció su propio negocio en su casa donde vende productos de consumo diario como ser, arroz, frijoles, azúcar, sal, pan, manteca, productos enlatados, pastillas, verduras, harina, condimentos, carnes, lácteos y otros. En su barrio ya tiene su clientela establecida. esta solicitando el tercer préstamo a ODEF, el cual es de 10,000 Lempiras, con el fin de surtir mas su pulpería de productos comestibles como carnes, lácteos, arroz, frijoles, harina, verduras, azúcar, condimentos y manteca. Con esta inversión va incrementar sus ventas y sus ingresos. Tiene como meta hacer crecer el negocio y apoyar a sus hijos con la educación.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 39
    View loans »
    Honduras Loans Fundraising
  • $9,970,375
    Funds lent in using Kiva
  • 19.8
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ermelinda to buy merchandise to stock her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 9, 2012
Currency Exchange Loss:
Nov 17, 2013