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Marina Isabel
Marina Isabel has worked as an elementary school teacher at a public school in La Paz Centro for ten years. She’s supported her family consisting of her husband and two children this way providing schooling, food and other basic household needs. This is her second Ceprodel loan request. She repaid the previous one well and hopes this one will be granted too since she needs it to make home improvements. She will enlarge the kitchen and start building a room and also replace the roof. She expects to repay the loan with her efforts while providing her family with better living conditions.
View original language description ↓
La Señora Marina Isabel trabaja para una escuela pública en el municipio de la paz centro desde hace 10 años como profesora de primaria con lo que ha sacado adelante su familia que esta conforma por su esposo y dos hijos, brindándole estudio, alimentación y demás necesidades básicas del hogar.

Actualmente es su segundo crédito que solicita a ceprodel el anterior lo pago bien, espera se le otorgue este ya que lo requiere para mejorar su vivienda en la ampliación de la cocina y comenzar a construir un cuarto con lo que pretende realizar cambio de techo, con sus esfuerzos espera reembolsar este crédito, dándole una mejor condición de vida a su familia

Additional Information


This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 51
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Marina Isabel to build a kitchen and to replace the roof.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Oct 26, 2012
Nov 9, 2012
Currency Exchange Loss:
Jan 18, 2014