On his own, with much determination and dedication, José has worked for three years in a small wine shop in his town, where he makes piscos (a traditional liquor) and wines. He works every day from the early hours of the morning when he begins his work. He is able to work about eight hours a day, and believes that it is going well due to his determination and responsibility.
José is very grateful for the Kiva lenders because thanks to the help they have offered he will be able to improve his house. He wants to be able to buy construction materials in order to reinforce the roof of his house, since it is close to the summer season and the rains are abundant. This way José wants his home to be in better conditions, adequate and safe, to offer a better well-being for himself and his family. Thus, José will continue working and pushing himself to get ahead and in little time hopefully achieve his great dream of having his own home.
Por iniciativa propia, con mucho empeño y dedicación, desde hace 3 años José trabaja en una bodega vitivinícola de su ciudad, donde elaboran piscos y vinos, todos los días desde tempranas horas de la mañana inicia su labor, él pude trabajar un aproximado de 8 horas y cree que le va bien por su buen desempeño y responsabilidad.
José se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, él desea poder comprar materiales de construcción para reforzar el techo de su vivienda, ya que se acerca la época de verano y las lluvias abundan; de esta manera José desea tener su hogar en mejores condiciones, adecuadas y seguras, que brinden mayor bienestar para él y su familia, así pues José seguirá trabajando y esforzándose por salir adelante y en poco tiempo espera lograr su gran sueño de tener su casa propia.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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