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Samina is a 38-year-old married woman with three children, two attending school. Three years ago, she started her own business of shop keeping on a small scale. She sells various goods of daily use such as soaps, lotions and grocery items in her general store. Samina operates from 8 a.m. till 10 p.m. every day except Sundays. Her son assists her in his free time so she can manage to perform house activities as well.

She has gradually improved her business and now she has requested a loan of Rs.10000 to buy more packs of cleaning products and beverages. This will enable her to cater to more customers time after time. She dreams to renovate her house and build another room for her children.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 367
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 96.2
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Samina to buy more packs of cleaning products and beverages.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 8, 2012
Currency Exchange Loss:
Nov 17, 2013