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Abadahemuka C12064 Group
In this Group: Jean Baptiste, Emmanuel, Gerard, Sept, Belita, Iziel, Jean Bosco, Odette, Emmanuel
Emmanuel is 60 years old and is married with five children between the ages of 4 and 19 years old. Emmanuel's business is selling various goods such as beans, potatoes, rice, etc.. Emmanuel has 10 years of experience and he works from 6 a.m. to 6 p.m. every day per week except on Saturday.

Emmanuel is the leader of a group which is called "ABADAHEMUKA C12064" in the local language. In the photo, Emmanuel is the one who is raising his hand. Emmanuel has requested a Kiva loan via Vision Finance Company in order to buy various goods such as beans, potatoes, rice, etc. for resale. If successful, he will be able to save money for his future, to get more food for his family, and to reinvest in his business.

Additional Information

More information about this loan

This loan helps low-income entrepreneurs in Rwanda grow their businesses and, ultimately, to support their families. These loans typically serve very poor and rural clients and particularly women, who often lack access to the traditional collateral needed for a loan. VFC serves these entrepreneurs through both individual and group loans and provides them with financial education and tools for them to save money for the future. By supporting this loan, you are helping Rwandan entrepreneurs build the means to support their families and improve their lives.

About VisionFund Rwanda

VisionFund Rwanda (VFR), is the microfinance subsidiary of World Vision and is one of the largest microfinance institutions serving rural underprivileged communities in Rwanda, many of which do not have access to formal financial services.

VFR serves people and communities that are economically productive but low-income, especially in very rural areas. This includes small business owners and salary earners who are looking for opportunities to provide better lives for their families and a promising future for their children.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Rwanda

  • $1,700
    Average annual income
  • 37
    View loans »
    Rwanda Loans Fundraising
  • $18,427,025
    Funds lent in using Kiva
  • 627.6
    Rwanda Francs (RWF) = $1 USD

Success!! The loan was 100% repaid

A portion of Abadahemuka C12064 Group's $1,450 loan helped a member to buy various goods such as beans, potatoes, rice, etc. for resale.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Nov 2, 2012
Nov 8, 2012
Currency Exchange Loss:
Feb 1, 2014