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Luzviminda is 42 years old and married; she has four children. Three of her children are in school. She works very hard to provide for them.

Luzviminda runs a variety store in the Philippines. She requested a PHP 10,000 loan through NWTF, to purchase more grocery items to resell in her store. She has been in this business for five years and sells a variety of items, such as snack foods, canned goods and other groceries.

She would like to save enough money so she could afford to send her children to college in the future.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 532
    View loans »
    Philippines Loans Fundraising
  • $69,906,675
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Luzviminda to purchase more grocery items to resell in her store.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 16, 2012
Nov 8, 2012
Currency Exchange Loss:
May 17, 2013