Check out some available loans that are similar to this one!

Update on Ruth

Ruth is 38 years old, married to Charles, and blessed with four children, aged 13, 10, 8 and 6 years. She sells fruits and vegetables, a business she started three years ago, and she earns a monthly income of 3,000 KES.

Ruth has requested a second loan, of 20,000 KES, to purchase more fruits and vegetables to resell. She will reinvest the profits in her business and hopes to become a successful business woman in the near future.

Previous Loan Details

Ruth, a 37-year-old married mother of four children aged 13, 10, 7 and 5 years, owns a grocery store that she started two years ago. She earns a monthly income of KES 2,000 and is requesting a loan of KES 5,000 to purchase more fruits and vegetables to sell. Ruth will reinvest the profits in her... More from Ruth's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 367
    View loans »
    Kenya Loans Fundraising
  • $50,186,950
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ruth to purchase fruits and vegetables to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 8, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Ruth. It was first posted on Kiva on Apr, 2012. Learn More