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Yomo Spers Group
In this Group: Mary, Diana, Juliana, Rita, Gladys, Agnes
The Yomo Spers Group is made up of six women who live in the Teshie community. They chose trading because they could not pursue higher education, and they have not regretted having chosen the trading profession. They sell sandals, vegetables, “Wakye” (a dish composed primarily of cooked rice and beans), underwear, cutlery and palm fruit.

Mary is 59 years old, married to a 72-year-old pensioner, and they have four children. The children are all grown and are taking care of themselves. Mary sells ladies' footwear. She works to take care of her husband, who is a sick person and has retired from active work. This is her fourth loan cycle, and she needs the amount of 1,100 GHS, to be able to buy more sandals for resale.

Together, the Yomo Spers Group women need a total amount of 2,850 GHS to expand their businesses.

Additional Information

About ID Ghana

ID Ghana is a microfinance NGO that provides financial and social services to underserved urban communities in Accra. ID Ghana’s socially-oriented business model provides clients with a number of social services, including financial literacy training, group discussions led by peer educators on health and nutrition education, child schooling, basic medical services, and counseling and legal services for women victims of violence.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ghana

  • $3,500
    Average annual income
  • 13
    View loans »
    Ghana Loans Fundraising
  • $12,276,225
    Funds lent in using Kiva
  • 1.9
    Ghana Cedis (GHS) = $1 USD

Success!! The loan was 100% repaid

A portion of Yomo Spers Group's $1,525 loan helped a member to buy more footwear for resale to customers.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 12, 2012
Currency Exchange Loss:
Apr 19, 2013