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Ma. Theresa
As a married parent of one child, Ma. Theresa works hard to support her family.

She has a general store business in the Philippines. She also earns additional income from raising pigs and food vending.

Ma. Theresa is borrowing PHP 10,000 through NWTF to buy more items to sell such as soap, soft drinks, snack foods, noodles, etc. for her general store business.

Ma. Theresa has been sustaining her business activities through her past three loans from NWTF. She hopes that her hard work will help her attain her dream to save enough to buy more farm land and open a new business.

Additional Information

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 442
    View loans »
    Philippines Loans Fundraising
  • $70,831,400
    Funds lent in using Kiva
  • 41.3
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Ma. Theresa to buy more items to sell such as soap, soft drinks, snack foods, noodles, etc.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 8, 2012
Currency Exchange Loss:
May 17, 2013