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Janet is 20 years old. She lives in the city of Chincha with her 2-year-old daughter. whom she loves and who is her main reason for living. She is a very friendly, hardworking and enthusiastic person who dedicates all of her efforts to provide for her little one. Since she was born, Janet has been both mother and father to her.

Unfortunately, Janet was not able to study a professional career, although she would have liked to, because she had to work to support her parents from a young age. In her free time, she likes to play with her daughter, and sometimes she cooks a delicious Carapulcra con Sopa Seca (a traditional stew from her region) to share with her family.

By her own initiative, and with plenty of effort and determination, Janet started her small business selling toys and silicone spray for cars two years ago. Every day, she starts working in the early morning, selling merchandise in the Plaza de Armas in her city. She works for about 8 hours per day. She thinks the business is going well, because of the variety of toys which she offers and the friendly care which she gives her customers.

Janet is very thankful to the Kiva lenders, because thanks to their help she will be able to buy merchandise for her business, such as children's toys and silicone spray. In this way, she will be able to better stock her business, and she hopes to increase her sales and profits. This will be a great help so that, little by little, she can have her own house and provide her daughter with a better quality of life.
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Janet es una mujer de 20 años, vive en la ciudad de Chincha con su pequeña hija de 2 años, a quien ama y es su principal razón en la vida, ella es una persona muy amable, trabajadora y entusiasta, que dedica todos sus esfuerzos por sacara adelante a su pequeña, ya que desde que nació, es madre y padres para ella; lamentablemente Janet no pudo estudiar una carrera profesional, ya que desde muy joven tuvo que trabajar para ayudar a sus padres, pero le gustaría mucho poder hacerlo, en sus ratos libres le gusta jugar con su pequeña y en algunas ocasiones cocina una riquísima Carapulcra con Sopa Seca para compartir con su familia.
Por iniciativa propia, con mucho empeño y dedicación, desde hace mas de dos años Janet trabaja en su pequeño negocio de venta de juguetes y siliconas para autos, todos los días desde tempranas horas de la mañana inicia su labor, ella realiza sus ventas en la plaza de armas de su ciudad y puede trabajar un aproximado de 8 horas, ella cree que le va bien por la variedad de juguetes que ofrece y por el trato amable que brinda a sus clientes.
Janet se siente muy agradecida con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de mercadería para su negocio, tales como juguetes para niños de todas las edades y siliconas para autos; de esta manera Janet tendrá su negocio mejor abastecido, con ello espera aumentar sus ventas e incrementar sus ingresos económicos, los cuales le servirán de mucho para poder para que poco a poco pueda tener su casa propia y así desea brindarle una mejora calidad de vida a su pequeña.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 118
    View loans »
    Peru Loans Fundraising
  • $61,994,300
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD