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Luz Maria

Update on Luz Maria

Luz has the opportunity to continue investing in the business which is why she’s asking for a loan to stock her store with basic staples like beans, rice, sugar and other items allowing Luz to have her store better-stocked.

The previous loan helped her strengthen the business with the purchase of medicines increasing inventory to obtain better sales with the customers. Her economic conditions have improved in relation to the previous loan.
View original language description ↓
Luz, se le presenta la oportunidad de seguir invirtiendo en el negocio, por eso solicita un préstamo para surtir la tienda de productos de la canasta básica como frijoles, arroz, azúcar, y otros artículos, esto hará que Luz mantenga un negocio mas surtido.
El crédito anterior le ayudo a fortalecer el negocio de la venta de medicina, incrementando el inventario para obtener mejores ventas con los clientes, sus condiciones económicas han mejorado con relación al crédito anterior.

Previous Loan Details

Luz is 35 years old and lives with her husband and six school age children. She sells medicine and natural remedies as well as staple household foods. She has been working in this business for five years which she learned from her parents. She works Monday through Saturday. She is requestin... More from Luz Maria's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 551
    View loans »
    El Salvador Loans Fundraising
  • $31,831,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,050 helped Luz Maria to buy beans, rice and sugar.
Repayment Term
20 months (Additional Information)
Repayment Schedule
Oct 8, 2012
Nov 8, 2012
Currency Exchange Loss:
Dec 8, 2012