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Manuel Alfredo
Manuel lives in Manta in the Manabí province. He is 42 years old, single and has one son who attends a public school. He started his own business baking cakes and bread 14 years ago because he had completed a level 1 bakery course. Currently, Manuel works alone from Monday to Sunday between the hours of 4am and 5pm. With this loan, he intends on buying flour, lard, butter and eggs etc. His dream is to keep on growing his business until it becomes a large bakery and is well-known throughout Manta.
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Manuel vive en la ciudad de Manta de la provincia de Manabí. El tiene 42 años de edad, está soltero, tiene 1 hijo que asiste a una escuela pública. Comenzó su propio negocio de panaderia y pasteleria hace 14 años ya que El había tomado 1 curso de panadería. En la actualidad Manuel trabaja solo de lunes a domingo desde la 4 de la mañana hasta las 5 de la tarde. Con el crédito quiere comprar harina, manteca, mantequilla, huevos etc. Su sueño es ampliar su negocio hasta convertirla en una gran panadería reconocida en Manta

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 38
    View loans »
    Ecuador Loans Fundraising
  • $26,684,900
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,575 helped Manuel Alfredo to buy flour, lard, butter and eggs etc.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 9, 2012
Nov 8, 2012
Currency Exchange Loss:
Dec 8, 2012