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Emiliana Teodura
Emiliana, 19, is a young woman who lives in the district of Santiago, which is known for its very warm and welcoming climate. It is also known for its agriculture, especially its grape, asparagus and other crop farming. Emiliana lives with her mother who she loves very much and supports through the efforts of her work. She is a very enthusiastic young lady who is determined to get ahead. Since a very young age she learned to earn a living through hard work. She was unable to continue her education because she had to work and help her mother cover the household expenses.

She works about nine hours a day for a fumigation company. She believes work is going so well because she is very responsible and determined to get ahead despite the problems she has run into.

Emiliana is very grateful to Kiva lenders for helping her make a down payment on a small patch of land where she hopes to carry out her greatest dream: "To have her own house".
View original language description ↓
Emiliana es una joven de 19 años de edad, vive en el distrito de Santiago, el cual se caracteriza por tener un clima muy cálido y acogedor, asimismo se desarrolla la agricultura en especial el cultivo de uva, esparrago, entre otros. Emiliana vive al lado de su madre a quien quiere muchísimo y a quien apoya mucho con el fruto de su trabajo, Emiliana es una joven muy entusiasta y con muchas ganas de salir adelante. Desde muy joven aprendió a ganarse el pan con el sudor de la frente ya que tuvo que dejar de estudiar para poder trabajar y apoyar a su madre con los gastos del hogar.

Emiliana trabaja como obrera en una empresa de fumigación, día a día trabaja alrededor de 9 horas, ella cree que le va bien en su trabajo porque es muy responsable y sobre todo con muchas ganas de salir adelante, a pesar de los problemas que ha afrontado.

Emiliana esta muy agradecida con los prestatarios Kiva ya que gracias a la ayuda que le han brindado ella podrá pagar la cuota inicial para poder comprar un pequeño terreno y poder así seguir luchando para poder hacer realidad su mas grande sueño:” Tener su casa propia”.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 44
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Emiliana Teodura to make a down payment on property.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Oct 6, 2012
Nov 8, 2012
Currency Exchange Loss:
Sep 17, 2013