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Los Lideres Group
In this Group: Ruth Zenaida, Teofilo, Frank Lupho, Yoni, Roger, Lidia Pilar, Edson Jaime, Demetrio, Victor, Vilma
These members belong to the communal bank "LOS LIDERES", which is located in the district, province and department of Cusco.

Ruth Zenaida, one of the members, is 19 years old and single. She runs a restaurant where she serves breakfast, lunch and dinner. She also studies to be a baker and makes pies and cakes. Her restaurant has been in business for a year and she hopes to be able to get ahead through this activity. Her goal is to expand her business. She is requesting a loan to buy cooking ingredients such as meat, chicken and vegetables, wholesale.

The other members are involved in carpentry, restaurant, welding workshop and bakery activities.

Ruth is grateful to all who take part in helping her reach her goal; and she is committed to paying back the loan on time.
View original language description ↓
Los socios pertenecen al banco comunal “LOS LIDERES”; Este banco se ubicada en el distrito de Cusco, perteneciente a la provincia de Cusco y departamento de Cusco.

La socia es la Sra. Ruth Zenaida ella es soltera y tiene 19 años; La socia trabaja en su negocio de restaurant, la socia prepara desayunos, almuerzos y cenas, la socia también estudia pastelería, ella hace tortas y pasteles, la socia se dedica al restaurant 1 año, por medio de este negocio la socia quiere salir adelante, el sueño de la socia es ampliar el negocio de restaurant. La socia solicita el préstamo para comprar productos para cocinar como carne, pollo y verduras al por mayor.
Los otros socios se dedican al negocio de carpintería, negocio de restaurant, negocio de taller de soldadura y negocio de venta de pasteles.

La socia agradece a quienes forman parte de este sueño mediante este medio y se compromete a cumplir con el pago de sus cuotas en el plazo establecido.

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 37
    View loans »
    Peru Loans Fundraising
  • $64,381,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Los Lideres Group's $2,775 loan helped a member to buy cooking ingredients such as meat, chicken and vegetables, wholesale.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 19, 2012
Nov 8, 2012
Currency Exchange Loss:
Mar 15, 2013