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Update on Ernestina

The member continues working in a travel agency. She works from 8:00 am until 8:00 pm. She has had this job for six years and it is going very well for her. Her dream is to have her own travel agency. She is requesting the loan to buy a television for her house.

She is happy for the loan provided and is committed to making her loan installments.
View original language description ↓
La socia sigue trabajando en una agencia de viajes,ella trabaja desde las 8:00 a.m hasta las 8:00 p.m,la socia ya tiene 6 años en este negocio y le va muy bien,el sueño de la socia es tener su propia agencia de viajes.La socia solicita el credito para comprar un televisor para su casa.

La socia esta feliz con el credito otorgado y se compromete a cumplir con los pagos de su cuota.

Previous Loan Details

Ernestina is originally from Cusco and is a member of the communal bank “Chaska ñahui,” which is located in Cusco. Our member is 51 years old, married, and has 2 children under eighteen. She alternates her time between home and work. She is an employee in a travel and tourism agency and is a... More from Ernestina's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 38
    View loans »
    Peru Loans Fundraising
  • $64,316,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Ernestina to buy a television for her house.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 7, 2012
Currency Exchange Loss:
Mar 15, 2013