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Joweria lives in Kampala, Uganda. She is married with two children, and both of her children are in school. She also takes care of one additional family member, her young brother. Joweria runs a business of selling secondhand clothes at the market. She has been in this business for four years. She works six days a week. She also does some tailoring for another source of income. She applied for a loan of 600,000 Uganda shillings from MCDT SACCO to buy more clothes for sale. The main challenges in her business are bad debtors and thieves. Her goals and aspirations are to buy land and build her own house, and also to become a wholesaler. She decided to work with MCDT because MCDT serves women with low incomes like her. Joweria is renting the house in which she stays. She has access to electricity; however, she has no access to piped water. Her greatest monthly expenses are school fees, rent and food.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 143
    View loans »
    Uganda Loans Fundraising
  • $33,609,650
    Funds lent in using Kiva
  • 2,583.7
    Uganda Shillings (UGX) = $1 USD