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Since childhood, Nargiza has been making salads for her relatives. She is 32 years old. She is married and is raising 3 children. After moving to her unfinished property with her husband she started having difficulties; they needed to finish the unfinished house and create good living conditions for the children. Nargiza's spouse is working at a building site in the Russian Federation, but this income is not enough for the family. Nargiza is a determined woman. Nagiza has experience in cooking different types of salads using Korean and European recipes. She has been making and selling salads for 4 years now. She is turning to IMON International for the third time with the goal of getting a loan to purchase building materials to complete her house. She is confident that she will pay back the loan using the income from her business.
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Наргиза с детства занималась приготовлением салата для родных и близких. Ей 32 года. Она замужем и на воспитании имеет 3 детей. После переезда на свой недостроенный участок с мужем у неё начались трудности, надо было, достроить не законченный дом, создать условия для детей. Супруг Наргизы подрабатывает на стройке в Федерации России, но этот доход не хватает на семью. Наргиза стремительная женщина. Наргиза имеет опыта по приготовлением разных салатов по корейском и европейском рецептам. Уже 4 года, как она занимается изготовлением и продажей салатов. Она обращается в ИМОН Интернешнл в третий раз с целью получение займа для покупки стройматериалов, чтобы достроить свой дом. Она уверена в себе, что займ будет погашать от полученного дохода бизнеса.

Additional Information

About IMON International

IMON International (IMON) is a micro-deposit organization in Tajikistan that provides entrepreneurs with access to high quality financial products and services, including business loans, agriculture loans, consumer loans and micro-leases. Aiming to alleviate poverty, the organization helps unbanked individuals establish businesses in different sectors, including manufacturing, agriculture and service. Kiva lenders’ funds will help the organization to expand its outreach to even more entrepreneurs, farmers and traders in Tajikistan.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Tajikistan

  • $2,700
    Average annual income
  • 214
    View loans »
    Tajikistan Loans Fundraising
  • $31,059,800
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Nargiza to buy building materials to complete house.
Repayment Term
14 months (Additional Information)
Repayment Schedule
Nov 1, 2012
Nov 5, 2012
Currency Exchange Loss:
Dec 5, 2012