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Kim Heng
Kim Heng is 27 years old. She is married with two children and lives with her family in Siem Reap Province, Cambodia. She has been selling fish for more than ten years, earning approximately $10 daily. Her husband is a construction worker who earns about $5 each day.

In order to improve her business, Kim Heng is requesting a loan of $1000 to purchase more fish to sell. This money will help her expand her business and earn more income for the family. In the future, she would like to use her profits to expand the business further and help her children earn their bachelor’s degree.

Additional Information


KREDIT Microfinance Institution Plc., is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 69
    View loans »
    Cambodia Loans Fundraising
  • $41,753,700
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Kim Heng to purchase more fish to sell.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 6, 2012
Currency Exchange Loss:
Apr 16, 2014