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Sarun is 37 years old. She is widowed and resides with her five children in Kampong Chhnang Province, Cambodia. She has been employed as a road construction worker for more than three years, earning approximately $3 per day. Four of her children are employed; they earn about $7 per day.

Sarun is requesting a loan of $800 to purchase construction materials to build a toilet and bathroom. This money will help her provide hygienic living conditions for her family. In the future, she would like to run a grocery store to generate additional income for the family, and build a new house if possible.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 206
    View loans »
    Cambodia Loans Fundraising
  • $40,005,625
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Sarun to purchase construction materials to build a toilet and bathroom.
100% repaid
Repayment Term
16 months (Additional Information)
Repayment Schedule
Nov 5, 2012
Nov 6, 2012
Currency Exchange Loss:
Jan 17, 2014