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Update on Irina

Irina is an entrepreneur from Melitopol, who sells clothing at the market. She has her own well-equipped sales point. The sale is going very well.

Irina requests a loan for the purchase of additional goods. This will help her increase the turnover and not miss seasonal business opportunities. Irina plans to spend the additional income on her family. She lives with her husband and two sons.
View original language description ↓
Ирина - предприниматель из Мелитополя, которая торгует одеждой на рынке. У нее свой хорошо оборудованный киоск. Торговля также идет хорошо. Ирина просит предоставить ей кредит на закупку дополнительного товара. Это поможет ей увеличить оборот и не упустить сезунную бизнес возможность. Дополнительную прибыль Ирина планирует потратить на свою семью. Живет она с мужем и двумя сыновьями.

Previous Loan Details

Irina helps to support her family with a small business - she sells socks and women’s hosiery at a busy market in Melitopol, Ukraine. She and her husband, Michail, have two sons. Irina started her business 12 years ago, about a year after her second son was born. The business has been an importan... More from Irina's previous loan »

Additional Information

About HOPE Ukraine

HOPE International, a Christian faith-based non-profit organization, has been operating in Ukraine since 1997. HOPE Ukraine was the organization’s first international venture. In addition to its core microfinance activities, HOPE also supports an active children's ministry in Ukraine in the form of “Tomorrow Clubs,” after-school programs that teach children the gospel through games, skits and songs.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ukraine

  • $8,200
    Average annual income
  • 2
    View loans »
    Ukraine Loans Fundraising
  • $6,441,575
    Funds lent in using Kiva
  • 8.1
    Ukraine Hryvnia (UAH) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,850 helped Irina to purchase additional inventory for her clothing stall.
100% repaid
Repayment Term
19 months (Additional Information)
Repayment Schedule
Nov 26, 2012
Nov 4, 2012
Currency Exchange Loss:
Nov 17, 2013