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Update on Julia

Julia continues her work at her dairy sales business, where she sells products such as cheeses, milk and butter. She has six years of experience in this trade, and works from 8:00 in the morning until 5:00 in the afternoon. Business is going well, and Julia hopes to continue that positive trend and to grow and strengthen her business.

Her dream is to eventually open her own dairy shop, and she is requesting this loan in order to purchase a sound system for her home. Julia is grateful for this opportunity, and promises to make prompt loan repayments.
View original language description ↓
La socia se sigue dedicando al negocio de venta de lacteos,la socia vende quesos,leche y mantequillas,ella trabaja en una empresa desde las 8:00 a.m hasta las 5:00 p.m,la socia ya tiene 6 años en este negocio y el va muy bien,la socia por medio de este negocio quiere salir adelante,el sueño de la socia es tener su propio local donde pueda vender los lacteos.La socia solicita el credito para comprar un equipo de soinido para su casa.
La socia esta feliz con el credito y se compromete a pagar las cuotas de su casa.

Previous Loan Details

Julia belongs to the “Chaska Ñahui” communal bank. The bank’s meetings take place monthly in Wanchaq District belonging to Cusco Province and Department. Julia was born in Cusco and still lives there and carries out her activities there. She works for a firm that sells dairy products. She... More from Julia's previous loan »

Additional Information

Important Information

About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 81
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Julia to purchase a sound system for her home.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 7, 2012
Currency Exchange Loss:
Mar 15, 2013
This photo was used before for a previous loan for Julia. It was first posted on Kiva on Oct, 2011. Learn More