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Choam's Group
In this Group: Choam, Theara, Sothea
Choam, 33, is from a rural village located in the Thmor Koul district of Battambang province. He is married and has three children, all of whom are dependents and too young for school. He and his wife earn a living by farming, on three hectares of farmland. They have been in this business for ten years. The current business earns his family about 42,000 KHR per day and they manage to save about 20,000 KHR each day, after covering daily living expenses.

This is Choam’s group's microloan with Kiva’s partner, VisionFund, and he is a fourth-time borrower, while the other members are just with VisionFund this cycle. Now he is leading his group of three to ask for a loan. As the leader, Choam is going to use his portion of the loan to buy fertilizers for his farmland. With this loan, he hopes to increase his family’s income, so as to improve his living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 75
    View loans »
    Cambodia Loans Fundraising
  • $41,847,450
    Funds lent in using Kiva
  • 4,036.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Choam's Group's $700 loan helped a member to buy fertilizers for his farmland.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013