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Ann is 55 years old and a married father of seven children, one of whom is still dependent and in school. He lives in a rural area of the Thmor Koul district of Battambang province. The main income of the family is from farming and planting oranges. His wife also raises pigs to earn additional income. Having been involved in this business for 8 years, Ann and his wife are able to earn about 33,000 KHR per day and can save about 10,000 KHR each day after deducting daily expenses. Low crop yield in the rice farming business, resulting from insufficient water supply, is still the main challenge.

Ann has been with Kiva’s partner, VisionFund for two cycles. The past loans, which he fully paid back, have supported his current business. Now he is applying for another loan of 1,500,000 KHR. With this loan, he is going to buy fertilizer for his cultivated land. Ann hopes this loan will help him to grow his rice successfully so as to improve hygienic living conditions for his family.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 77
    View loans »
    Cambodia Loans Fundraising
  • $41,838,300
    Funds lent in using Kiva
  • 4,036.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Ann to buy fertilizer for his cultivated land.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Feb 15, 2013