With a lot of hard work and dedication, Jonathan works in the grocery section of one of his town's supermarkets. Everyday he starts working from the early hours of the morning. He may work for about 8 hours, and he believes that he does well because he's very responsible and treats other people in a friendly way.
Jonathan is very thankful to Kiva lenders, since thanks to their help he'll be able to do home improvements. He wishes to be able to plaster and paint a large portion of his house and his bedroom, because a short while ago he wanted to help his parents and, thanks to his hard work, they were able to enlarge their house. That way Jonathan hopes to be able to keep on working in order to support his family. He also hopes to achieve his biggest dream of being a good professional and finishing the construction of his house, which will increase his family's safety and well-bring.
Con mucho empeño y dedicación, Jonathan trabaja en el área de abarrotes de un supermercado de su ciudad, todos los días desde tempranos horas de la mañana inicia su labor, él puede trabajar un aproximado de 8 horas y cree que le va bien porque es muy responsable y brinda un trato amable hacia los demás.
Jonathan se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar el mejoramiento de su vivienda, ya que desea poder hacer el tarrajeo y pintado de gran parte de su vivienda y su habitación, ya que hace poco gracias a su esfuerzo, quiso ayudar a sus padres y han podido avanzar la construcción de su vivienda; de esta manera Jonathan espera poder seguir trabajando para apoyar a su familia y lograr su gran sueño de ser un buen profesional y terminar la construcción de su hogar, el cual brinde mayor seguridad y bienestar para su familia.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
About Housing Loans
Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.
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