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Misael, 23, is single and does not have children. He farms and raises livestock in the Verdum district, where he owns a parcel of land on which he tends heifers. He makes sure they are healthy and well fed because his goal is to guarantee a high quality product and to be a successful breeder. He also cultivates his land and produces both profitable harvests and good livestock sales. He is applying for his third loan with Afodenic so that he can increase his production by buying four heifers and, therefore, continue to support his family, which is very important to him.
View original language description ↓
El Joven Misael de 23 años de edad es soltero y sin hijos, desarrolla su actividad ganadera y agrícola en la comarca el Verdum siendo dueño de su parcela a la que le brinda un buen cuido especialmente a las vaquillas, las cuales tiene que darle buen manejo sanitario y nutricional, con el objetivo de garantizar una producción de calidad, es un excelente cliente con muchos deseos de salir adelante en su rubro ganadero, también está desarrollando actividades agrícolas en su finca, obteniendo buenas ganancias en sus cosechas y de las ventas de semovientes. Para seguir aumentando su productividad solicita su tercer crédito con Afodenic para comprar 4 vaquillas y así continuar brindándole apoyo a su familia que para él es muy importante.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 50
    View loans »
    Nicaragua Loans Fundraising
  • $26,418,100
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $900 helped Misael to buy four heifers.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 17, 2014