Funded

Total loan: $6,850
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El Pozito Comercio Group


A loan of $6,850 helped a member to purchase ceramic hotplates to sell.


El Pozito Comercio Group's story

“El Pozito” Communal Bank is located in a community that is known for its cultivation of “nopales” (cactus). It is a very pretty and large community; above all it is very large. There are seven members in the bank and all are women. They themselves chose the name of their group and they say they chose this name because there is a "pozito" or small pool near where they meet, which has been there for several years.

The members of the bank are all very hardworking and enterprising people with productive businesses. Thus they are requesting a loan from FRAC. They include, for example, Sras. Maria de Lourdes, Maricuz, Maria Juana, and Icela, who will purchase cleaning products to sell, while Doña Julia will buy ceramic hotplates to sell.

Doña Natalia, who is also part of the group, has been a client of FRAC for several years and started by requesting a small loan to invest in her business selling hotplates and T-shirts. To date she has successfully had even larger loans.

She notes that she is 50 years old and has been married to her second husband, Sr. Remigio, for the past 25 years. They have four children, of whom only one is still dependent on them. Natalia has been selling hotplates and beachwear for 30 years and started the business because she wanted to help her husbands with household expenses. She says: “I enjoy selling very much because formerly I was a street vendor selling both in my own and neighboring communities, etc. Nowadays, we are selling in the city of Mexico. My only difficulty is during the rainy seasons because usually one cannot sell when it rains all day and I don’t have an established stall with all of my merchandise.” Nevertheless, the best seasons are yet to come for Natalia. Consequently she is requesting a loan from FRAC and Kiva.

Doña Natalia’s goal is to see her children become professionals.

All of the members of the bank are very grateful for the support and confidence shown by World Vision International and Kiva with the loan granted to them because it will be a great help in their productive activities.

In this group: Julia , Natalia, Juana, Ma De Lourdes, Maricruz, Icela, Ma Juana
*not pictured

Translator profile picture

Translated from Spanish by Kiva volunteer Diane Chaney


Loan details

Loan length:

5 months
Disbursed date: October 10, 2012
Facilitated by Field Partner: VisionFund Mexico

Lenders and lending teams



Loan details

Loan length:

5 months
Disbursed date: October 10, 2012
Facilitated by Field Partner: VisionFund Mexico