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Allan Fernando
Allan is a young twenty-nine-year-old man. He is a student in the four-year telecommunications engineering program. He currently works as a professor, teaching math and physics classes. With his salary, he covers basic expenses. He counts on a scholarship for his studies but he has to pay the final fees out of his pocket. For this reason, Allan is asking for a loan to be able to pay the final fees to officialize his degree.

For him, this is a very important big step. It will help him develop himself more in his work and will allow him to provide a greater economic support to his family. He is a person with many wishes of improvement and he likes to take on new challenges and follow through on the goals he has laid out for himself.
View original language description ↓
El joven Allan tiene 29 años de edad, es estudiante de la carrera de ingeniería en telecomunicaciones de 4 años de duración, actualmente labora como profesor imparte clases de matemáticas y física con su salario cubre sus gastos básicos, el cuenta con una beca para sus estudios pero el curso lo tienen que costear de su bolsillo por tal razón Allan solicita apoyo de crédito para poder pagar el curso de titulación de su carrera, para él es muy importante este gran paso ya que le ayudara a desarrollarse más en su trabajo y le permitirá aportar un mayor apoyo económico a su familia, ya que es una persona con muchos deseos de superación y le gusta desafiar nuevos retos y cumplir con las metas que se traza.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.0
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Allan Fernando to pay his final fees to officialize his degree.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 22, 2012
Nov 7, 2012
Currency Exchange Loss:
Dec 17, 2013