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Alisa lives in Dalar village, in Ararat region, with her husband, son and mother-in-law. Alisa works at local village hall as a librarian and helps her husband with agriculture. The main source of income for the family is agriculture, and it is not sufficient for Alisa to save for her son's education. Her son is in the 2nd course in the Faculty of Mechanical Engineering, at Yerevan State Engineering University. This loan will give Alisa an opportunity to pay her son's tuition fee for the first semester.

Additional Information

More information about this loan

This loan is part of SEF's new education program, designed to finance school tuition for students whose families have low incomes or work in informal sectors of the economy. Funds can be used for partial or complete payment of expenses related to higher education, graduate studies or vocational training. By supporting this loan, you're enabling access to education for students with limited options.

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 132
    View loans »
    Armenia Loans Fundraising
  • $15,757,675
    Funds lent in using Kiva
  • 405.5
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Alisa to pay her son's tuition for the first semester of his second year, studying Mechanical Engineering.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 29, 2012
Nov 6, 2012
Currency Exchange Loss:
Nov 18, 2013