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Pon is 28 years old. She is married and resides with her husband and three daughters in a rural village within Battambang province’s Moung Russey district, in Cambodia. All of Pon's children are still in school.

Farming is her family's primary source of income. Besides farming, Pon also sells vegetables and meats within the local area around where she lives, to better support her family. Her daily income is approximately 46,000 KHR. After off-setting daily expenses, Pon manages to save about 20,000 KHR each day. Pon’s husband supplements the family`s income by fishing. They have been in these businesses for ten years

Scarcity of working capital is the main challenge for her farming business. Pon has worked with Kiva’s partner, VisionFund, for one loan cycle and has already fully paid back her past loan. She successfully and wisely utilized her previous loan to better support her family. Now, she is applying for another loan, for 4,000,000 KHR. Pon intends on using this loan`s proceeds to buy fertilizers and rice seeds for her cultivated land. She hopes to grow her rice fruitfully and increase her income to improve her family’s living conditions.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 210
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,028.8
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pon to buy fertilizers and rice seeds for her cultivated land.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 19, 2013