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Kosol is a 27-year-old, married mother, who lives with her husband and three children in a rural area of the Thmor Koul district of Battambang province, Cambodia. All of her children are dependents and in school. To support a family, Kosol sells grocery items in her local area, and her husband is a rice farmer. They have been in these businesses for seven years, to make a living. Her family's daily income is approximately US$20, and they can manage to save about US$2.50 each day, after covering their daily living expenses. Scarcity of water supply is the main challenge for Kosol and her husband, in the rice farming business.

Kosol is in her first loan cycle with VisionFund. Now she is applying for a loan of US$700. She wants to use part of this loan to buy fertilizer for her farmland, and use part of it for buying more grocery items for resale. Kosol hopes her loan will improve her standard of living, as well help to increase her income from her current businesses.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 65
    View loans »
    Cambodia Loans Fundraising
  • $41,756,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Kosol to buy fertilizer for her farmland and inventory for her grocery selling business.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 15, 2013