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Aram is a young farmer who lives with his 53-year-old father and 50-year-old mother. Aram works as an accountant and is the only breadwinner in the family. Besides his accounting work, Aram also helps his parents with agriculture. They raise cows, lambs, and keep ten colonies of bees. Although Aram is only 23 years old he has many plans for future. He wants to increase the number of livestock, for which he needs some capital. With the requested loan he plans to purchase ten beehives and two cows. Aram dreams of founding a big farm, and this loan will create a good base from which he may make his dream come true.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 156
    View loans »
    Armenia Loans Fundraising
  • $15,809,675
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Aram to pay for two cows and ten beehives.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Oct 4, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2014