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Ms Suriya is a 51-year-old, married woman. When Kashf’s loan officer found Suriya, she was living in an old, shabby house with limited basic necessities and no source of income. Her husband was jobless and frustrated, her children were not going to school, and life seemed almost hopeless.

A loan from the foundation helped them renew their clothing business, which had almost died. Every day Suriya sets out in the marketplace, hoping to take as many orders as possible. She has recently requested a loan of 35,000 PKR, to purchase a greater variety of clothes for the winter season. She says life has never been like this before. Her children are going to school, and next year her daughter will appear in the board exams. Her husband is saving so he may get his house renovated next year.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 310
    View loans »
    Pakistan Loans Fundraising
  • $17,714,550
    Funds lent in using Kiva
  • 95.7
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Suriya to purchase a greater variety of clothes for winter season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013