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Ms. Shazia is a 32-year-old married woman. She has been running a beauty parlor for the last six years. She serves her community well by offering great services to her customers. She knows the techniques of makeup very well. With the passage of time, she has become famous for bridal make up. She also facilitates her customers by offering jewelry items and other accessories. She is happily doing this for the sake of her family.

She is a mother of three and believes in the proper, formal education of her children. That’s why her two children are school going. In order to serve more customers at a time, she needs to purchase more packs of skin care products, blow dryers, rollers and makeup kits. For this reason, she requested a loan of Rs 15,000 to meet the requirements of her beauty parlor. She is hopeful of getting an increase in her net income and intends to use part of her profits on the improvement of her house and parlor.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 246
    View loans »
    Pakistan Loans Fundraising
  • $17,606,550
    Funds lent in using Kiva
  • 95.9
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $175 helped Shazia to purchase more packs of skin care products, blow dryers, rollers and makeup kits.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 10, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013