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Muharramjon is 57 years old and is married with two children. She works at the city health center as a family doctor. She has been a client of MDO Arvand since December 2011. The first time she took out a loan was for her children's education. According to Muharramjon, she is very pleased that it is possible to take out a loan to help realize one's plans. Since she is educated and works in a professional capacity, Muharramjon has always dreamed of being able to give her children an education so they would not have difficulty with work. She is asking for another loan to pay for her children's education. Muharramjon is very glad that with the help of these organizations, people can achieve their goals.
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Мухаррамджон женщина 57 лет, замужем и имеет 2 детей. Работает в городском центре здоровья семейным врачом. Является клиентом МДО «Арванд» с декабря 2011 года. В первый раз брала кредит на обучение детей. По словам клиентки она очень довольна тем, что имеется такая возможность получить кредит и осуществить свои планы. Так как Мухаррамджон имеет образования и работает по профессии она всегда мечтала обучить своих детей, чтобы они в будущем не имели трудностей с работой. Кредит берет снова на обучение своих детей. Мухаррамчон очень рада что с помощью таких организаций люди могут осуществить свои планы.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 240
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,600 helped Muharramjon to pay for her children's studies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 3, 2012
Currency Exchange Loss:
Jun 17, 2013