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Som Orn's Group
In this Group: Som Orn, Nach, Selorn
Som Orn, age 33, is a citizen residing in a rural area of Ponhea Krek district located in Kampong Cham province of Cambodia. She is married and blessed with three kids, all of whom are dependent on her. Only two are currently in school, while the other one is too young to attend school. Som Orn makes her living by farming rice and raising pigs. To earn extra income for the family, she also works for others as a paid worker. Each day she is able to earn around 21,000 KHR and save approximately 11,000 KHR, after offsetting her daily living expenses.

Som Orn is leading a group of three female members, to take out a loan in the amount of 2,900,000 KHR in total. Som Orn, the group's leader, and one of her fellow group members, have been with VisionFund (Kiva’s partner) for three loan cycles already. The other group member has been with VisionFund for just one loan cycle. Som Orn will use her portion of the new loan to support her business, by purchasing fertilizer and pig feeds. She would like to be able to build a warm, comfortable house for her family in the future.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Cambodia

  • $2,600
    Average annual income
  • 208
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • 4,044.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A portion of Som Orn's Group's $725 loan helped a member to purchase fertilizer and pig feeds, to enhance the productivity of her farm.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
At end of term
Oct 4, 2012
Dec 1, 2012
Currency Exchange Loss:
Oct 17, 2013