Las Rosas is a hard-working group that fought to excel and get to where they are today. Rosa is one of the members. She is 33 years old, is married and has 2 children who are 4 and 14 years old. Both of her children study. She is a shopkeeper selling clothing and shoes, and will use the loan to buy a large order of these items for the cold season. Something that Rosa would like to buy is a cart, as it would be very useful for her to go and buy supplies of merchandise and do her weekly collections.
Las Rosas son un grupo trabajador que ha luchado por superarse y llegar hasta donde están. Rosa es una de las integrantes, tiene 33 años, es casada y tiene 2 hijos de 4 y 14 años, ambos estudian. Ella es comerciante de ropa y zapatos y el crédito lo utilizara para comprar un pedido grande de los mismos para la temporada de frio. Algo que Rosa desea comprar es un carro, ya que le seria muy útil para ir a surtir la mercancía y hacer sus cobros semanales.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.