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Juan Carlos
Juan Carlos is 28 years old and lives with his life partner in a humble home. He is a farmer and has been working this trade for several years. His specialty is growing plantains and he always obtains the best crops. In order to supplement his income, he also sells corn. He has a stable customer base because his customers know that what he sells is top quality and his prices are affordable. His service is also excellent, so people are always satisfied.

Juan is an enterprising man who always makes the most of any opportunities that arise. He believes that our attitude toward life determines life's attitude toward us, so he wants to work hard for life to bring him happiness. He wants to plant a bit more this season but he needs capital to invest. That is why he is requesting a loan from Integral, which will allow him to purchase plantain plants, fertilizer, insecticide, etc. Juan Carlos has good credit standing and very good references. He is very happy with the help he is being offered and also trusts that his efforts will allow him to provide his family with a better quality of life.
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Juan Carlos de veintiocho años de edad vive junto a su compañera de vida en un hogar humilde, él se dedica a la agricultura y tiene varios años de dedicarse al rubro, su especialidad es cultivar plátano y siempre obtiene las mejores cosechas tambien para complementar los gastos del hogar vende maiz, tiene muchos clientes fijos porque saben que lo que comercia es de muy buena calidad y lo vende a precios accesibles además el servicio es excelente las personas siempre quedan satisfechas; Juan es un hombre emprendedor que siempre aprovecha las oportunidades que se le presentan, piensa que Nuestra actitud hacia la vida determina la actitud de la vida hacia nosotros, por eso quiere trabajar duro para que la vida le regale la felicidad, quiere sembrar un poco más en esta cosecha pero necesita de capital para invertir por eso le solicita a INTEGRAL un crédito que le permita comprar mata de plátano, fertilizante, insecticida, etc. Juan Carlos tiene capacidad crediticia y muy buenas referencia de pago, se siente muy contento con la ayuda brindada y además tiene la confianza que podrá con su esfuerzo darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 730
    View loans »
    El Salvador Loans Fundraising
  • $29,699,575
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,000 helped Juan Carlos to purchase plantain plants, fertilizer, and insecticide.
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 25, 2012
Nov 6, 2012
Currency Exchange Loss:
Dec 6, 2012