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Maria Emelda

Update on Maria Emelda

María, 48, lives with her children in her own house. For the last 11 years she’s been in the business of selling groceries like fruit drinks, snacks, chicken, canned goods, basic grains and others. She lives in the community of San Lorenzo in south Honduras.

María’s requesting the loan to buy groceries like corn, beans, rice, sugar, Maseca [corn flour], canned goods, eggs, soap, milk, bread, coffee and other consumer goods. With support from this loan she intends to cover the business’ financial need because she needs to buy these products to stock the store because the Christmas season is approaching when sales are very good. María’s dream is to have a good grocery store.

San Lorenzo, Honduras - October, 2012
View original language description ↓
La señora María de 48 años es soltera, vive con sus hijos en su casa de habitación, tiene casa propia y se dedica desde hace 11 años al negocio de venta de abarrotería como ser: frescos, churros, pollo, embutidos, granos básicos y mas, Ella radica en la comunidad de San Lorenzo, al sur de Honduras.
Doña María esta solicitando el préstamo para la compra de abarrotaría como maíz, frijoles, arroz, azúcar, Maseca, embutidos, huevos, jabón, leche, pan, café y otros productos de consumo, con el apoyo de este préstamo ella pretende suplir la necesidad de financiamiento para su negocio ya que desea comprar estos productos para surtir su negocio ya que se acerca la época de navidad en donde se vende bastante.
Doña María su sueño es tener una buena pulpería.
San Lorenzo, Honduras - Octubre del 2012.

Previous Loan Details

Maria is 47 years old widow, she lives in the El Caimito community and she engages in selling basic necessities. She runs a corner shop in her own house, where she lives with her two children. Her husband died two years ago. Maria strongly wants to improve herself: right now she has to do everyt... More from Maria Emelda's previous loan »

Additional Information

Prisma Honduras, S.A.

This loan is administered by Prisma Honduras. Prisma is one of Kiva's first field partners in Central America and has funded over 2,500 entrepreneurs through Kiva since 2008. Prisma funds smaller than average loans for micro-entrepreneurs to help them grow businesses in urban and rural areas. To improve living conditions in Honduras, the organization strives to empower women who lack access to traditional financial services, and promotes solar panels to deliver clean, affordable electricity to rural areas. Through its four branches in southern and central Honduras, Prisma provides access to financial products to some of the poorest and most isolated communities in the country.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 44
    View loans »
    Honduras Loans Fundraising
  • $9,371,525
    Funds lent in using Kiva
  • 19.7
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $775 helped Maria Emelda to buy stock merchandise for her store.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 25, 2012
Nov 14, 2012
Currency Exchange Loss:
Oct 17, 2013