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Khatuna is from the Telavi district. She is 41 years old and lives with her husband and a child. Her husband is a shepherd and shepherds their own twenty-one sheep. In addition, the family runs a small dairy farm of one milk cow, whose milk is used in cheese products. Khatuna also owns a vineyard and picks the grapes in the late summer. She sells cheese and grapes at the local open market. Khatuna works hard to do her best for the family.
She requested a loan to purchase additional sheep. Khatuna will be able to have lambs after several months and she will expand her animal husbandry business. This will significantly increase the income of the family. The increased income will be reinvested in the family agricultural business and the family will improve their living conditions.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 44
    View loans »
    Georgia Loans Fundraising
  • $8,648,750
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Khatuna to purchase sheep.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 18, 2013