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Update on Caroline

For the past seven years Caroline has been operating a beauty shop and boutique, earning a monthly income 25,000 KES.

Caroline is requesting her second loan from KADET LTD., to purchase more stock of cosmetics including hair weaves, sprays, makeup kits, and hair relaxers. She will reinvest the anticipated profits in her business. She is paying her previous loan well and in good time.

She hopes to open another beauty shop in a nearby town.

Previous Loan Details

Caroline, 38 years old, is married to George and has four children aged 18, 14, 9 and 4 years old. For the past seven years she has been operating a beauty shop and boutique, earning a monthly income KES 20,000. Introduced to us by one of our field officers, Caroline is requesting her first... More from Caroline's previous loan »

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 425
    View loans »
    Kenya Loans Fundraising
  • $50,344,275
    Funds lent in using Kiva
  • 85.3
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Caroline to purchase a stock of cosmetics like hair weaves, sprays, makeup kits, and hair relaxers.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 11, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013
This photo was used before for a previous loan for Caroline. It was first posted on Kiva on Jun, 2012. Learn More