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Ms Sajida is a 36-year-old married woman. She has been in the business of stitching for many years. She is very familiar with the stitching techniques and has become famous in her community. Her husband is employed in a small factory. His income is not sufficient to meet the daily expenditures of the family. This compelled her to start her business to contribute to the family income. Sajida is a mother of five: three daughters and two sons. She is striving hard to meet their needs, including food, clothing, and health. However, these days she is facing problems in completing orders on time due to a shortage of raw material. For this reason she requested a loan of 25,000 PKRs to buy more reels of threads in different colors and packs of laces, buttons and zips for embellishments. She is hopeful to earn more by serving more customers consistently. She desires to utilize part of the profits on the improvement of her house.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 240
    View loans »
    Pakistan Loans Fundraising
  • $17,631,450
    Funds lent in using Kiva
  • 95.8
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Sajida to buy more reels of threads in different colors and packs of laces, buttons and zips for embellishments.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 12, 2012
Nov 5, 2012
Currency Exchange Loss:
Nov 17, 2013