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Chhoem, aged 53, is a resident living with his family in Kompong Speu province. He pursues rice farming as his focused business, from which he is able to generate a decent income to raise his family. His wife has a position in a local market to add to his income. Together, they are responsible for six children. Four of them are married and the rest two are ready for high school. Chhoem realizes that he will need more funds to support his children’s education at their high school level, so he would like to be involved in animal trading business to supplement his income.

Due to insufficient capital, Chhoem is taking out a loan in the amount of 600 USD to purchase animals for sale. He hopes that he would have better revenue through the investment in animal-sale business and he will be able to further support his children’s education so that they might have a bright future. He is very thankful for the help of the loan and promises to use it wisely.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 110
    View loans »
    Cambodia Loans Fundraising
  • $41,451,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Chhoem to purchase animals for sale.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Oct 1, 2012
Dec 1, 2012
Currency Exchange Loss:
Jul 25, 2013