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Phuong, 37 years old, is married with three school-aged children. Phuong is in the construction business in mobile places as the family’s main source of income. Phuong untiringly earns income because he is determined to uplift his family out of poverty and educate all of his children. Phuong is proud of his wife who is very supportive in raising the family. She has a position in a local garment factory of Kompong Speu province.

Phuong has encountered difficulties due to the lack of a vehicle for commuting, especially to his workplaces. For this reason, he is now asking for a loan of USD 1,000 to purchase a motorcycle for traveling to construction sites. Also, Phuong plans to use it as a transportation business in his community during his unemployed periods. This will help better his income and develop his business gradually. In the future, Phuong would like to keep growing as an entrepreneur and save money for family emergencies.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 211
    View loans »
    Cambodia Loans Fundraising
  • $40,040,200
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Phuong to purchase a motorcycle for traveling to construction sites.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 1, 2012
Dec 1, 2012
Currency Exchange Loss:
Mar 17, 2014