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Jose Fredy

Update on Jose Fredy

José needs to invest in his crops again which is why he’s requesting a loan to buy supplies that will help him improve production. He will buy five sacks of manure, insecticide and other supplies. He feels his previous loan had a positive effect in that he increased production and earned higher income through sales. His family is very well thanks to Kiva.
View original language description ↓
José, necesita invertir nuevamente en su cultivo, por esto solicita un préstamo para comprarse los materiales le ayudan a mejorar la producción, comprara 5 sacos de abono, insecticidas, y otros materiales.
Él considera que el préstamo anterior le dio un efecto positivo al cultivo ya que aumentó la producción y tuvo mejores ingresos por las ventas, en su familia se encuentran muy bien, todo a través de Kiva.

Previous Loan Details

José lives with his family, which consists of his wife and three children (ages 4, 7, and 11). They live in their own home. José is a farmer and has worked on his own for the past 10 years. He learned the farming process by working with his father. José grows corn, beans, sesame, and chili pe... More from Jose Fredy's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About El Salvador

  • $7,500
    Average annual income
  • 522
    View loans »
    El Salvador Loans Fundraising
  • $31,744,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $725 helped Jose Fredy to buy five sacks of manure, insecticide and other supplies.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Oct 3, 2012
Oct 31, 2012
Currency Exchange Loss:
Dec 17, 2013