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Yohima Del Rosario
Yohima del Rosario is a 26-year-old single mother who lives in zone 5 of Nueva Guinea. She is a merchant and has her own business where she has gotten ahead all on her own.

This is her third loan, which she needs in order to make some home improvements. In this case, she will be making improvements to her bedroom. She will need to buy cement, sand, concrete block, gravel, iron, and wiring as well as pay for labor. These improvements will provide better living conditions and a better quality of life for her two school-aged children.

She is grateful to Afodenic and Kiva because she has prospered and increased her family’s income.
View original language description ↓
Yohima del Rosario de 26 años de edad, es habitante de la zona 5 de Nueva Guinea, es madre soltera, comerciante, posee su propio negocio donde ha salido adelante ella sola, este es su tercer crédito el cual necesita para realizar mejora de su vivienda en esta ocasión su dormitorio, por lo que requiere comprar cemento, arena, bloque, piedrín, hierro, alambre y pagar mano de obra y asi darles mejores condiciones a su dos niños menores de edad y mejor calidad de vida, esta agradecida con Afodenic y Kiva, ya que ha salido adelante y mejorado la econimia de su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,238,100
    Funds lent in using Kiva
  • 23.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Yohima Del Rosario to buy cement, sand, concrete block, gravel, iron, and wiring as well as pay labor costs to make improvements to her room.
100% repaid
Repayment Term
25 months (Additional Information)
Repayment Schedule
Oct 5, 2012
Dec 1, 2012
Currency Exchange Loss:
Nov 18, 2014