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Camino Al Exito Group
In this Group: Maria Andrea, Celia Medaly, Gladys Marisol, Angelica Luisa, Carmen Marlene, Carmen Luz, Janet, Constantina Julia, Jorge Luis*, Stella Patricia, Norma*
* not pictured
Good morning! This is the group “Camino al éxito” [Road to success], composed of eleven members. They are now in their third cycle.

Constantina is an active member; she is 33, married and has two children that attend school. Constantina sells beauty products on demand, and a year ago she started a new business: selling bread. This has meant an extra income for her family. With these activities, she has been able to help her husband with the household expenses.

She will use the loan she was granted to buy talcum powder, perfumes, creams and deodorants for her customers. Her biggest dream is to finish building her house, where she plans to start a store to sell her beauty products.

In the picture, Constantina is the woman wearing a pink t-shirt. She appreciates the help given by Kiva lenders.
View original language description ↓
Buenas Días!! Este es el grupo “Camino Al Éxito” conformado por 11 socios, la cual pasan a su 3er ciclo. Constantina es una de las socias activa, tiene 33 años de edad casada con 02 hijos en etapa escolar. Constantina se dedica a la venta de productos de belleza, la cual lo realiza a pedidos, también nos comenta que hace un año inicio un nuevo negocio de la venta de pan, generando así un ingreso extra para su hogar. Estas actividades le han permitido apoyar a su esposo con los gastos del hogar. El crédito que recibió lo destinará para la compra de talcos, perfumes, cremas y desodorantes para poder ofrecer a sus clientes. Terminar de construir su vivienda es su mayor deseo, pues luego piensa poner una tienda donde pueda ofrecer sus productos de belleza. Constantina se encuentra sentada viste polo rosado. Agradece a los prestamistas Kiva por la ayuda brindada.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 76
    View loans »
    Peru Loans Fundraising
  • $61,829,600
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD
A portion of Camino Al Exito Group's $2,850 loan helped a member to buy talcum powder, perfumes, creams and deodorants.
Repayment Term
8 months (Additional Information)
Repayment Schedule
Oct 24, 2012
Nov 6, 2012
Currency Exchange Loss:
Dec 6, 2012