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Suzane Ceraphine
Suzanne is a 39-year-old woman and the married mother of seven children, of whom one is still in school. Suzanne has been a merchant at a local market for fifteen years already. She sells staple foods (cassava, taro, sweet potatoes…) according to the season. The sale of plantains is a business that brings in money, but the low level of her inventory leads to numerous shortages preventing her from satisfy her customers appropriately. This loan will thus enable her to stock up on large amounts, so as to respond to customers demand and to increase her sales and profits. She will reinvest part of the profits in her business in order to become a wholesaler of plantains. And the rest is for meeting the needs of her family (nutrition and education).
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Suzanne est une femme de 39 ans mariée mère de 7 enfants, l'un d'entre eux va encore à l'école. Elle est commerçante dans un marché de la place depuis 15 ans déjà. Elle vend les vivres frais( maniocs,macabos, patates... )selon les vente des plantains est une activité qui rapporte, mais la petitesse de son stock de marchandises entraine de nombreuses ruptures et ne lui permet pas de satisfaire convenablement sa clientèle. Ce crédit lui permettra alors de s'approvisionner en grande quantité afin de répondre à la demande de ses clients et de ce fait d'augmenter ses ventes et son bénéfice. Elle réinvestira une partie de ce bénéfice dans son activité afin de devenir grossiste dans la vente des plantains et l'autre pour subvenir aux besoins de sa famille (nutrition et éducation).

Additional Information

More information about this loan

This loan is part of ACEP Cameroun's loan program targeting poor clients who require smaller loans thant ACEP normally disburses. The smaller loan size allows clients with micro-enterprises to borrow and repay the funds they need to grow. By supporting this loan, you are expanding financial access to entrepreneurs with very little starting capital, including many who have never taken out a loan.

About ACEP Cameroun

Agence de Crédit pour l’Entreprise Privée (ACEP) is Kiva's second Field Partner in Cameroon. Founded in 1999, ACEP has developed a strong lending methodology to serve entrepreneurs in Cameroon's urban centers such as Douala and Yaounde.

About Cameroon

  • $2,400
    Average annual income
  • 0
    View loans »
    Cameroon Loans Fundraising
  • $1,219,400
    Funds lent in using Kiva
  • 505.9
    Communauté Financière Africaine Francs BEAC (XAF) = $1 USD

Success!! The loan was 100% repaid

A loan of $500 helped Suzane Ceraphine to purchase plantains to sell.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
Oct 18, 2012
Oct 31, 2012
Currency Exchange Loss:
Dec 17, 2013