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Adonay, 71 years old, lives with her family in their own house. He works in agriculture, specifically the sale of beef cattle and the cultivation of corna nd beans. He has worked in this area for many years, and has very valuable experience that allows him to obtain a higher income. For every harvest, he increases the quality of his work. The land where he cultivates is located in a zone of high agricultural potential. He sells in all the areas around his location and already has many customers since the people know that everything that he sells is of the highest quality and a reasonable price, in addition to the fact that he offers unequaled service.

Adonay is a very enterprising man, who is dedicated to his work and always looking for better opportunities to make himself better and achieve success. In this season, he wants to increase his income but needs the capital to invest in the inputs. For this reason, he is asking for a loan from INTEGRAL that will allow him to buy cattle, seedcorn, beans, fertilizer, insecticide, tools, etc. Adonay has good references and is very responsible, he is very content and thankful for the help. He is sure that he will be able to pay back the loan and at the same time give his family a better quality of life.
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Adonay de sesenta y uno años de edad vive junto a su familia en casa propia; él se dedica a la agricultura específicamente a la venta de ganado de engorde y al cultivo de maíz y frijol tiene varios años de trabajar en este rubro y se ha hecho de experiencia muy valiosa que le permite obtener las mejores ganancias, para cada cosecha mejora la calidad de su trabajo, el terreno de cultivo está ubicado en una zona de alta incidencia agrícola, comercia en todos los alrededores del lugar y ya tiene mucha clientela pues las personas saben que todo lo que comercia es de primera calidad y a precios accesibles además el servicio es inigualable; Adonay es un hombre emprendedor, dedicado a su labor, siempre buscando las mejores oportunidades para superarse y alcanzar el éxito, en esta temporada desea aumentar las ganancias pero necesita de capital para invertir en los insumos por eso le solicita INTEGRAL un crédito que le permita comprar ganado, semilla de maíz, frijol, fertilizante, insecticida, herramientas, etc. Adonay tiene buenas referencias de pago y es muy responsable, se siente muy contento y agradecido con la ayuda que le brindan por lo que asegura saldar la deuda y a la vez darle a su familia una mejor calidad de vida.

Additional Information

More information about this loan

This loan is part of Apoyo Integral's program to help subsistence farmers located in high-risk regions of El Salvador, including coastal strips, river banks, and volcano fault lines. The program, which offers reduced interest rates, targets farmers who don't qualify for formal funding due to their low-income and geographical risk. By funding this loan, you are helping Apoyo and a local non-governmental organization extend risk-tolerant credit to even more farmers.

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 586
    View loans »
    El Salvador Loans Fundraising
  • $31,721,075
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Adonay ganado, semilla de maíz, frijol, fertilizante, insecticida, herramientas to purchase cattle, seedcorn, beans, fertilizer, insecticide, and tools.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Oct 26, 2012
Oct 31, 2012
Currency Exchange Loss:
Oct 25, 2013